American Express National Bank Hours, American Express National Bank Address

American Express National Bank Hours, American Express National Bank Address 

With 114 million cards in circulation, American Express is known around the world as a leading credit card company. Less well-known is that it also owns American Express National Bank, Member FDIC, an online bank where customers can open high-yield savings accounts or certificates of deposit.

Is this nontraditional bank open during regular business hours? Continue reading to find out:

American Express National Bank Hours for Normal Days

Because American Express National Bank, Member FDIC is an online bank with no branch locations, it does not operate on "normal" business hours like traditional banks. You can access your account online at any time of day or night.

Find Out: American Express Savings Account Requirements, American express Opening Online Account

Is American Express National Bank Open on Weekends?

Because the company does not operate any branches, no American Express National Bank, Member FDIC branches are open on weekends — or any other day. You can, however, conduct banking transactions online or through your mobile app on any day of the week, including weekends.

American Express National Bank Hours for Holidays

Because it is an online bank, American Express National Bank, Member FDIC, does not "close" on federal holidays observed by other banks. However, if you're curious about which federal holidays the U.S. Office of Personnel Management observes, here's the schedule for 2022:

1. New Year’s Day: Jan. 1
2. Martin Luther King, Jr. Day: Jan. 17
3. Presidents’ Day: Feb. 21
4. Memorial Day: May 30
5. Independence Day: July 4
6. Labor Day: Sept. 5
7. Columbus Day: Oct. 10
8. Veterans Day: Nov. 11
9. Thanksgiving Day: Nov. 24
10. Christmas Day: Dec. 25

Even if the holiday schedule has no direct impact on your bank, it is still beneficial to have all of your money ducks in a row around the holidays because those days are usually busy and stressful.

How To Bank With American Express National Bank After Business Hours

As previously stated, the fact that American Express National Bank, Member FDIC is an online bank means that you don't have to worry about conducting banking business during normal "business hours" because everything is available 24 hours a day, seven days a week. American Express can be accessed online or through its mobile app.

One thing to keep in mind is that American Express considers business days to be Monday through Friday, and that any transfers made after 7 p.m. ET will be processed the following business day (this excludes holidays).

How To Contact American Express National Bank Customer Service

You can access the bank’s savings customer service department 24/7 by calling this number:

1-800-446-6307

You can also reach American Express National Bank, Member FDIC by:

• Fax: 1-800-542-0779
• Mail: For general inquiries, write to:

         American Express
         P.O. Box 981535
         El Paso, TX  79998-1535

Social media: American Express maintains Twitter and Facebook accounts that can be used to ask questions or seek help.

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