Wells Fargo Personal Loan Requirements, Wellsfargo Loan Login
1. Representative example of repayment terms for an unsecured personal loan: For $12,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $399. This example is an estimate only and assumes all payments are made on time.
2. Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple debts means you will have a single payment monthly, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer loan term, or a combination of both. By extending the loan term, you may pay more in interest over the life of the loan. By understanding how consolidating your debt benefits you, you will be in a better position to decide if it is the right option for you.
Customizable loans
- From $3,000 to $100,000 and flexible terms from 12 to 84 months.
- Fixed interest rates and relationship discounts for qualified customers.
- No origination fee, no closing fee, and no prepayment penalty.
- Often on the same or next business day, if approved.
https://www.wellsfargo.com/personal-loans/checklist/
WELLS FARGO PERSONAL LOAN REQUIREMENTS
- Social Security Number or Individual Tax Identification Number (ITIN)
- Date of birth
- Citizenship status
- Marital status (Wisconsin only)
- Email address
- Primary telephone number
- Permanent address
- Employment Status
- Work phone number
- Employer name
- Gross monthly income amount and source(s) of income (all sources you want considered for your loan)
- Monthly mortgage or rent payment amount
- Loan purpose
- Desired term
- Loan amount
- Preferred payment due date
- Recent pay stubs, W2s, or tax returns
- Utility bills (to verify address)
- Copy of driver’s license or Social Security card
- Information to payoff current accounts
- IRS Form 4506C - Request for Transcript of Tax Return (PDF)
- Power of Attorney (PDF)
- Applicant employment and income authorization form (PDF)
WELLS FARGO PERSONAL LOAN CONTACT
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